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  h2 { font-size: 1.15rem; margin: 1.8rem 0 0.6rem; color: #0f172a; }
  p { margin: 0 0 0.75rem; }
  .card { background: #fff; border: 1px solid #e2e8f0; border-radius: 12px; padding: 1.4rem 1.2rem; box-shadow: 0 2px 8px rgb(0 0 0 / 0.04); margin-bottom: 0.9rem; }
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</head>
<body>
  <main class="wrap">
    <h1>Refund Policy</h1>

    <section class="card">
      <h2>1. Publication guarantee</h2>
      <p>If we are unable to publish your story on the minimum number of trusted Australian media outlets included in your chosen paid package, you are entitled to a full refund.</p>
      <p>Where possible, we may first offer to re submit the order or correct the issue. You may still choose a full refund if the guaranteed minimum publication count is not met.</p>
    </section>

    <section class="card">
      <h2>2. Writing service refunds</h2>
      <p>If you cancel before writing begins, the writing fee is refundable.</p>
      <p>Once writing has started, the writing fee is non refundable, as time and resources have already been allocated to your article.</p>
    </section>

    <section class="card">
      <h2>3. Publishing package refunds</h2>
      <p>If you cancel before the publishing process has started, paid publishing fees are refundable.</p>
      <p>Once publishing has started, publishing fees are non refundable unless we fail to meet the guaranteed minimum publication count included in your package.</p>
    </section>

    <section class="card">
      <h2>4. Customer supplied content</h2>
      <p>If you do not purchase journalist writing, you must provide a publishing ready article or press release. You are responsible for the accuracy of the content you submit, including spelling, grammar, business details, links, and factual claims.</p>
    </section>

    <section class="card">
      <h2>5. Corrections</h2>
      <p>If an error appears in the live article due to a mistake made by our team, we will work with you to correct and re publish the content where possible.</p>
    </section>

    <section class="card">
      <h2>6. Refund timing</h2>
      <p>Refund requests will be reviewed within 24 business hours.</p>
      <p>Approved card refunds may take 5 to 10 business days to appear, depending on your bank. PayPal refunds are usually visible immediately in your PayPal account.</p>
    </section>
